Archives for 2016

Ask ERIE: How Do I Know Which Deductible to Choose?

You choose a deductible—which is the amount of money you pay before insurance kicks in—for both your auto and your home policies. Your deductible can be as little as $0 and as high as $10,000 (with lots of options in between). If you choose a lower deductible, you can generally expect to pay more in premium. Some people prefer to keep a high deductible and... Read Article

How to Baby-Proof Your Home

When a family grows, things change. And without a doubt, your little bundle of joy is probably making you consider a home makeover. Whether your baby is on the way or is starting to explore, you’ll want to be ready. You probably already have a child safety seat for your car, so now it’s time to make sure baby is safe at home too. Without a doubt,... Read Article

6 Things to Look for in a Neighborhood

So you’re in the market to buy a home? Congratulations! You’re probably already overwhelmed by decisions: Colonial or ranch style? Stucco or stone? One or two story? Carpet or parquet flooring? And that’s not even including one of the most important factors in any new home purchase: location, location, location. It might not be everything, but it’s almost everything. It will determine your commute, impact... Read Article

Whose Line is it Anyway? Why Service Line Coverage Matters

If you’re like many homeowners, you’ve received multiple solicitations in the mail persuading you to buy a protection plan for your exterior utility lines or pipes. It seems like they’re in the mail pile at least every month. And if you’re like most people, you’re not quite sure if this protection is something you might actually need. The reality is that as a homeowner, underground... Read Article

IIHS Reports Improvement in Child Seat Installation Hardware

Child safety seats can be lifesavers for your car’s smallest passengers. However, child safety seats are only effective if they’re installed correctly. One way to help ensure they are is by using a car’s LATCH, which stands for Lower Anchors and Tethers for Children. This installation hardware can make it much easier for someone to secure a child safety seat into a car. In 2015,... Read Article