How to Handle Being Hit While Parked

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure or at the local shopping mall. Often the guilty party does not leave contact information which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure... Read Article

Two Exceptions to Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover “household members” – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term “household... Read Article

On the Road With Uninsured Motorists

A car accident is a shocking event, even when damages are minimal and there are no serious injuries. The insurance company should pay for your vehicle repairs – if you have the right policy. At Ron Dunn Agency in Pittsburgh, Pennsylvania, we know car insurance and we want to help you get the coverage that’s best for you before you need it. When the Accident... Read Article

Car Shopping Tips from a Former Car Salesman

Car shopping—do you love it or dread it? If you’re like most shoppers, you might find wading through all the makes, models, options and pricing a complicated process. “Buying a new car can be scary, aggravating, expensive, time consuming, confusing—in short, a downright pain,” said Joel Grey, a former car salesperson who lives in Milwaukee, Wisconsin. After helping hundreds of people over the past 15... Read Article

Ask ERIE: Whose Insurance Pays When Your Friend Crashes Your Car?

Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions. The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend’s insurance would kick in to cover the outstanding balance. Another exception can occur when... Read Article