If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way — unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.
Whether the home of your dreams is one of the historic homes Pittsburgh has to offer, a modern loft in downtown Pittsburgh or a peaceful vacation home in the mountains, we can help you with your homeowners insurance. We offer homeowners insurance in Pittsburgh, Pennsylvania and beyond, that will fit your budget and needs.
Pittsburgh residents know that the harsh winter storms and unpredictable year round weather can leave create extensive home repair costs. We’ll provide you with a policy tailored to fit your needs, competitive home insurance rates and old fashioned personal customer service.
- Home Insurance Discounts
- Outstanding Claims Services
- A Free Insurance Review and Quote
We’ll educate you about insurance and how you can save money on your insurance policy while getting the dependable coverage that you deserve.
Want to see how much we can save you? Just request a quote to find out.